Total Credit Quality (TCQ) is the key product of our offer designed for the Finance Market.

TCQ manages the lifecycle of credit in conformity with the principles of Basel 2, from disbursement to the management trend and the monitoring of in bonus , non-performing and overdue positions (Anomalous Credits), pivoting on the Credits Data Warehouse.

The modular nature that characterises TCQ allows its components to have functions that can also be used separately.

The product is applicable both to the Corporate, Small Business and Retail segments of the banking market, as well as the Loans, Factoring, Consumer Credit and Leasing markets. For these markets, verticalisation is available focussed on the solution of the specific business problems of the single sectors.